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Your Start-of-Year Property Checklist

Jan 29, 2026

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The start of a new year is a great time to reset — and that includes your home. Whether you’re planning to sell, rent, renovate or simply stay put, a simple property check at the beginning of the year can help protect your asset, avoid costly surprises and set your property up for the months ahead.

Here’s a practical start-of-year property checklist for homeowners.

1. Review Maintenance and Repairs

Small issues left unattended can quickly turn into expensive problems. Start the year by checking:

  • Roofs, gutters and downpipes for damage or blockages

  • External walls, fences and gates for wear and tear

  • Taps, toilets and irrigation systems for leaks

  • Air-conditioning units before peak summer use

Booking trades early in the year can often mean better availability before demand spikes.

2. Check Safety and Compliance

Safety should always be a priority. Take time to:

  • Test smoke alarms and replace batteries if needed

  • Check pool fencing and gates are compliant and secure

  • Review electrical safety, including outdoor power points

  • Ensure paths and steps are safe and hazard-free

For landlords, this is also a good time to review rental compliance requirements.

3. Review Insurance Coverage

Your property’s value may have changed over the past year. Make sure your insurance reflects:

  • Current rebuild costs

  • Renovations or improvements made

  • Adequate cover for contents or landlord insurance

Underinsurance is more common than many homeowners realise, especially in rising markets.

4. Assess Your Property’s Market Position

Even if you’re not planning to sell, it’s helpful to understand where your property sits in the current market.

  • Has your property value changed?

  • Are rental yields increasing in your area?

  • Are there improvements that could add value?

An updated market appraisal can help inform future decisions.

5. Plan Improvements Strategically

If upgrades are on your radar this year, focus on improvements that enhance both lifestyle and value, such as:

  • Painting or cosmetic updates

  • Outdoor living upgrades

  • Energy-efficient improvements

  • Kitchen or bathroom refreshes

Planning early allows you to budget properly and avoid rushed decisions later.

6. Organise Property Documents

Start the year organised by reviewing:

  • Title and settlement documents

  • Warranties for appliances or renovations

  • Council approvals or compliance paperwork

  • Lease agreements (for investment properties)

Having everything in one place saves time and stress down the track.

A Smart Start Sets the Tone for the Year

A little attention at the beginning of the year can go a long way in protecting and maximising your property. Whether you’re focused on maintenance, planning improvements or understanding your home’s market position, a start-of-year checklist is a simple step that delivers long-term benefits.